FORM 6-K

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

Report of a Foreign Private Issuer

Pursuant to Rule 13a-16 or 15d-16
of the Securities Exchange Act of 1934

For the month of May, 2026
Commission File Number: 001-13928

Royal Bank of Canada

(Name of registrant)

(Address of principal executive offices)

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.

Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1): ¨

Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7): ¨

THIS REPORT ON FORM 6-K SHALL BE DEEMED TO BE INCORPORATED BY REFERENCE TO ROYAL BANK OF CANADA’S REGISTRATION STATEMENT ON FORM F-3 (FILE NO. 333-275898) AND THE REGISTRATION STATEMENTS ON FORM S-8 (FILE NOS. 333-12036, 333-12050, 333-13052, 333-13112, 333-117922, 333-207754, 333-207750, 333-207748, 333-268715, AND 333-287969) AND TO BE A PART THEREOF FROM THE DATE ON WHICH THIS REPORT IS FURNISHED, TO THE EXTENT NOT SUPERSEDED BY DOCUMENTS OR REPORTS SUBSEQUENTLY FILED OR FURNISHED. 

SUPPLEMENTAL DISCLOSURE

The disclosure under “Management’s Discussion and Analysis – Risk Management – Liquidity and funding risk – Credit ratings” in the Registrant’s First Quarter 2026 Report to Shareholders, part of which was incorporated by reference as Exhibit 99.2 to its Current Report on Form 6-K filed on February 26, 2026, is hereby updated by adding the following: “On May 12, 2026, Fitch Ratings (i) upgraded our legacy senior long-term debt rating to AA+ from AA; (ii) affirmed our short-term debt rating as F1+ and (iii) confirmed our long-term issuer default rating applicable to our senior long-term debt remains at AA-.”

Signatures

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.