6-K 1 form_6k_251028_1.htm 6-K 6-K

 

 

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, DC 20549

 

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FORM 6-K

 

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REPORT OF FOREIGN PRIVATE ISSUER

PURSUANT TO RULE 13a-16 OR 15d-16

UNDER THE SECURITIES EXCHANGE ACT OF 1934

 

For the Month of October 2025

 

Commission File Number: 001-31798

 

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SHINHAN FINANCIAL GROUP CO., LTD.

(Translation of registrant's name into English)

 

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20, Sejong-daero 9-gil, Jung-gu, Seoul 04513, Korea
(Address of principal executive offices)

 

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Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.

 

Form 20-F Form 40-F

 

 

 

3Q2025 Preliminary Operating Results of Shinhan Financial Group

 

On October 28, 2025, Shinhan Financial Group released its preliminary operating results for 3Q 2025.

The following tables reflect the key figures we announced through a fair disclosure.

The full IR presentation materials are available at our website (www.shinhangroup.com).

 

The financial information in this report has been prepared in accordance with Korean International Financial Reporting Standards and is to be reviewed by our independent auditor. As figures provided have not yet been fully reviewed by our independent auditor, contents are subject to change in the due course of the reviewing process.

 

 

1. Preliminary Operating Results of Shinhan Financial Group (consolidated)

 

 

 

 

(KRW million)

Item

3Q 2025

2Q 2025

QoQ Change (%)

3Q 2024

YoY Change (%)

Revenue*

Specified Quarter

9,514,830

23,224,017

-59.03

11,622,046

-18.13

Cumulative

48,854,886

-

-

49,716,172

-1.73

Operating Income

Specified Quarter

1,954,623

2,014,257

-2.96

1,869,897

4.53

Cumulative

5,913,094

-

-

5,790,676

2.11

Income before Income Taxes

Specified Quarter

1,950,623

2,072,124

-5.86

1,765,368

10.49

Cumulative

6,028,305

-

-

5,427,312

11.07

Net Income

Specified Quarter

1,452,190

1,577,234

-7.93

1,325,449

9.56

Cumulative

4,546,470

-

-

4,124,264

10.24

Net Income Attributable to Controlling Interest

Specified Quarter

1,423,544

1,549,053

-8.10

1,297,068

9.75

Cumulative

4,460,943

-

-

4,044,079

10.31

* Represents the sum of interest revenues, fees and commissions revenues, and other operating revenues

 

2. Preliminary Operating Results of Shinhan Bank (consolidated)

 

 

 

 

(KRW million)

Item

3Q 2025

2Q 2025

QoQ Change (%)

3Q 2024

YoY Change (%)

Revenue*

Specified Quarter

4,649,798

15,495,332

-69.99

5,943,090

-21.76

Cumulative

29,835,564

-

-

29,792,206

0.15

Operating Income

Specified Quarter

1,466,074

1,471,353

-0.36

1,400,564

4.68

Cumulative

4,397,560

-

-

4,249,146

3.49

Income before Income Taxes

Specified Quarter

1,459,760

1,479,398

-1.33

1,365,776

6.88

Cumulative

4,417,714

-

-

4,002,032

10.39

Net Income

Specified Quarter

1,089,405

1,138,961

-4.35

1,049,442

3.81

Cumulative

3,356,650

-

-

3,103,237

8.17

Net Income Attributable to Controlling Interest

Specified Quarter

1,089,241

1,138,742

-4.35

1,049,317

3.80

Cumulative

3,356,056

-

-

3,102,777

8.16

* Represents the sum of interest revenues, fees and commissions revenues, and other operating revenues

 

3. Preliminary Operating Results of Shinhan Card (consolidated)

 

 

 

(KRW million)

Item

3Q 2025

2Q 2025

QoQ Change (%)

3Q 2024

YoY Change (%)

Revenue*

Specified Quarter

1,310,727

1,752,588

-25.21

1,253,537

4.56

Cumulative

4,532,472

-

-

4,322,577

4.86

Operating Income

Specified Quarter

177,990

138,923

28.12

226,881

-21.55

Cumulative

495,303

-

-

711,373

-30.37

Income before Income Taxes

Specified Quarter

176,994

139,946

26.47

228,240

-22.45

Cumulative

497,478

-

-

717,537

-30.67

Net Income

Specified Quarter

134,123

112,387

19.34

174,289

-23.05

Cumulative

383,389

-

-

555,085

-30.93

Net Income Attributable to Controlling Interest

Specified Quarter

133,764

110,937

20.58

173,399

-22.86

Cumulative

380,403

-

-

552,732

-31.18

* Represents the sum of interest revenues, fees and commissions revenues, and other operating revenues

 

4. Preliminary Operating Results of Shinhan Life (consolidated)

 

 

 

(KRW million)

Item

3Q 2025

2Q 2025

QoQ Change (%)

3Q 2024

YoY Change (%)

Revenue*

Specified Quarter

1,716,267

2,234,585

-23.20

1,420,921

20.79

Cumulative

5,696,594

-

-

5,010,639

13.69

Operating Income

Specified Quarter

234,264

235,933

-0.71

208,862

12.16

Cumulative

701,571

-

-

644,117

8.92

Income before Income Taxes

Specified Quarter

231,953

231,847

0.05

209,003

10.98

Cumulative

687,311

-

-

639,732

7.44

Net Income

Specified Quarter

170,167

179,176

-5.03

154,200

10.35

Cumulative

514,515

-

-

467,107

10.15

Net Income Attributable to Controlling Interest

Specified Quarter

170,167

179,176

-5.03

154,200

10.35

Cumulative

514,515

-

-

467,107

10.15

* Represents the sum of ‘insurance revenues’ and ‘insurance finance income and investment income’.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

 

 

 

 

 

 

 

 

 

Shinhan Financial Group Co., Ltd.

 

 

(Registrant)

 

 

 

 

    Date: October 28, 2025

 

By:

/s/ CHUN Sang Yung

 

 

 

 

 

 

Name: CHUN Sang Yung

 

 

Title: Chief Financial Officer