6-K 1 d145023d6k.htm FORM 6-K Form 6-K
 
 

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

 

 

Form 6-K

 

 

REPORT OF FOREIGN PRIVATE ISSUER

PURSUANT TO RULE 13a-16 OR 15d-16 UNDER

THE SECURITIES EXCHANGE ACT OF 1934

For the month of July 2025

Commission File Number: 000-53445

 

 

KB Financial Group Inc.

(Translation of registrant’s name into English)

 

 

26, Gukjegeumyung-ro 8-gil, Yeongdeungpo-gu, Seoul 07331, Korea

(Address of principal executive office)

 

 

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.

Form 20-F ☒    Form 40-F ☐

 

 
 


Preliminary Operating Results for the First Half of 2025

On July 24, 2025, KB Financial Group Inc. (“KB Financial Group”) held an earnings conference and released its preliminary operating results for the first half of fiscal year 2025. The following tables reflect the key figures released during the conference. The presentation materials for the conference, which contain further details, are available at KB Financial Group’s website (http://www.kbfg.com).

The preliminary figures presented herein are based on International Financial Reporting Standards as adopted by the Republic of Korea (“K-IFRS”) and are currently being reviewed by KB Financial Group’s independent auditors and are therefore subject to change.

 

1.

Preliminary Operating Results of KB Financial Group (Consolidated)

 

(Won in millions, %)    2Q 2025      1Q 2025     

% Change
Increase

(Decrease)

(Q to Q)

    2Q 2024     

% Change
Increase

(Decrease)

(Y to Y)

 

Operating revenue

   Specified Quarter      24,200,489        19,743,968        22.57       19,911,241        21.54  
   Cumulative      43,944,457        19,743,968        —        43,258,186        1.59  

Net operating profit

   Specified Quarter      2,132,971        2,293,028        (6.98     2,302,748        (7.37
   Cumulative      4,425,999        2,293,028        —        4,648,307        (4.78

Profit before income tax

   Specified Quarter      2,343,141        2,306,606        1.58       2,369,731        (1.12
   Cumulative      4,649,747        2,306,606        —        3,767,326        23.42  

Profit for the period

   Specified Quarter      1,747,580        1,699,122        2.85       1,710,904        2.14  
   Cumulative      3,446,702        1,699,122        —        2,766,967        24.57  

Profit attributable to shareholders of the parent company

   Specified Quarter      1,738,422        1,697,271        2.42       1,732,449        0.34  
   Cumulative      3,435,693        1,697,271        —        2,774,431        23.83  

 

Notes: 1)    “Operating revenue” represents the sum of interest income, fee and commission income, insurance income, reinsurance income, gain on financial assets/liabilities at fair value through profit or loss, other insurance finance income and other operating income.
2)    KB Financial Group’s operating results for the second quarter of 2024 have been adjusted retroactively to reflect certain communications with the Financial Supervisory Service regarding the application of K-IFRS 1117 (Insurance Contracts).


2.

Preliminary Operating Results of Kookmin Bank (Consolidated)

 

(Won in millions, %)    2Q 2025      1Q 2025      % Change
Increase
(Q to Q)
     2Q 2024     

% Change
Increase
(Decrease)

(Y to Y)

 

Operating revenue

   Specified Quarter      14,169,626        10,811,411        31.06        11,822,663        19.85  
   Cumulative      24,981,037        10,811,411        —         26,225,673        (4.75

Net operating profit

   Specified Quarter      1,556,425        1,388,909        12.06        1,421,558        9.49  
   Cumulative      2,945,334        1,388,909        —         2,861,951        2.91  

Profit before income tax

   Specified Quarter      1,537,223        1,374,025        11.88        1,510,892        1.74  
   Cumulative      2,911,248        1,374,025        —         2,007,517        45.02  

Profit for the period

   Specified Quarter      1,152,065        1,017,775        13.19        1,089,094        5.78  
   Cumulative      2,169,840        1,017,775        —         1,466,347        47.98  

Profit attributable to shareholders of the parent company

   Specified Quarter      1,161,173        1,026,432        13.13        1,116,338        4.02  
   Cumulative      2,187,605        1,026,432        —         1,505,873        45.27  

 

Note:

“Operating revenue” represents the sum of interest income, fee and commission income, gain on financial assets/liabilities at fair value through profit or loss and other operating income.


3.

Preliminary Operating Results of KB Securities Co., Ltd. (“KB Securities”) (Consolidated)

 

(Won in millions, %)    2Q 2025      1Q 2025     

% Change
Increase

(Decrease)

(Q to Q)

    2Q 2024     

% Change
Increase

(Decrease)

(Y to Y)

 

Operating revenue

   Specified Quarter      3,216,537        2,988,287        7.64       2,273,350        41.49  
   Cumulative      6,204,824        2,988,287        —        5,733,464        8.22  

Net operating profit

   Specified Quarter      218,043        224,611        (2.92     243,362        (10.40
   Cumulative      442,654        224,611        —        496,699        (10.88

Profit before income tax

   Specified Quarter      221,672        238,848        (7.19     233,655        (5.13
   Cumulative      460,520        238,848        —        476,699        (3.39

Profit for the period

   Specified Quarter      160,658        181,703        (11.58     180,614        (11.05
   Cumulative      342,361        181,703        —        379,467        (9.78

Profit attributable to shareholders of the parent company

   Specified Quarter      160,335        181,262        (11.55     179,528        (10.69
   Cumulative      341,597        181,262        —        378,863        (9.84

 

Notes: 1)    The above figures are based on KB Securities’ consolidated financial statements, as a result of which the figures may differ from KB Securities’ earnings results to be released at KB Financial Group’s earnings conference for the first half of 2025, which are based on KB Financial Group’s consolidated financial statements.
2)    “Operating revenue” represents operating income based on KB Securities’ financial statements.


SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

 

   

KB Financial Group Inc.

    (Registrant)
Date: July 24, 2025    

By: /s/ Sang Rok Na

    (Signature)
    Name: Sang Rok Na
    Title: Managing Director and Chief Financial Officer