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1
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549
Form
8-K
CURRENT REPORT
 
Pursuant to Section 13 or 15(d) of
 
the Securities Exchange Act of 1934
Date of Report (Date of Earliest Event Reported):
January 27, 2026
First BanCorp.
(Exact Name of Registrant as Specified in
 
its Charter)
Puerto Rico
001-14793
66-0561882
(State or Other Jurisdiction
 
of Incorporation)
(Commission
 
File Number)
(I.R.S. Employer
Identification No.)
 
1519 Ponce de Leon Ave.
P.O. Box 9146
San Juan
,
Puerto Rico
00908-0146
(Address of Principal Executive Offices)
(Zip Code)
(
787
)
729-8200
(Registrant’s Telephone Number, including Area Code)
Not applicable
(Former name or former address, if changed
 
since last report)
Check the appropriate box below if the Form 8-K filing is intended to
 
simultaneously satisfy the filing obligation of
the registrant under any of the following provisions:
☐
Written communications pursuant
 
to Rule 425 under the Securities Act (17 CFR 230.425)
☐
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a
 
-12)
☐
Pre-commencement communications pursuant to Rule 14d-2(b)
 
under the Exchange Act (17 CFR 240.14d-2(b))
☐
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
 
Act (17 CFR 240.13e-4(c))
 
 
 
 
 
 
 
 
 
 
 
2
Securities registered pursuant to Section 12(b) of the Act:
Title of each class
Trading
 
Symbol(s)
Name of each exchange on which
registered
Common Stock ($0.10 par value)
FBP
New York Stock Exchange
Indicate by check mark whether the registrant is an emerging growth
 
company as defined in Rule 405 of the
Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities
 
Exchange Act of 1934 (§240.12b-2
of this chapter).
 
Emerging growth company
☐
If an emerging growth company, indicate by check mark if the registrant has elected not to
 
use the extended transition
period for
 
complying with
 
any new
 
or revised
 
financial accounting
 
standards provided
 
pursuant to
 
Section 13(a)
 
of
the Exchange Act.
☐
 
 
 
3
Item 2.02
Results of Operations and Financial Condition.
 
On
 
January
 
27,
 
2026,
 
First
 
BanCorp.
 
(the
 
“Corporation”),
 
the
 
bank
 
holding
 
company
 
for
 
FirstBank
 
Puerto
 
Rico
(“FirstBank” or the
 
“Bank”),
 
issued a press
 
release announcing its unaudited
 
results of operations
 
for the quarter ended
December
 
31,
 
2025.
 
A
 
copy
 
of
 
the
 
press
 
release
 
is
 
attached
 
hereto
 
as
 
Exhibit
 
99.1
 
and
 
is
 
incorporated
 
herein
 
by
reference.
A copy
 
of the
 
presentation that
 
the Corporation
 
will use
 
at its
 
conference call
 
to discuss
 
its financial
 
results for
 
the
quarter
 
ended
 
December
 
31,
 
2025
 
is
 
attached
 
hereto
 
as
 
Exhibit
 
99.2
 
and
 
is
 
incorporated
 
herein
 
by
 
reference.
 
As
announced in a press
 
release dated December 23,
 
2025, the call may be
 
accessed via a live Internet
 
webcast at 10:00
a.m.
 
Eastern
 
time
 
on
 
Tuesday,
 
January
 
27,
 
2026,
 
through
 
the
 
Corporation’s
 
investor
 
relations
 
website:
www.fbpinvestor.com or through the dial-in
 
telephone number 833-470-1428
 
or 646-844-6383. The
 
participant access
code is 822609.
 
Item 9.01
Financial Statements and Exhibits
 
(d)
 
Exhibits
 
Exhibit
 
Description of Exhibit
99.1
 
Press Release dated January 27, 2026 - First BanCorp Announces Earnings
 
for the quarter ended
December 31, 2025
99.2
 
First BanCorp Conference Call Presentation –
 
Financial Results for the quarter
 
ended December 31,
2025
104
 
Cover Page Interactive Data File (embedded within the Inline XBRL document).
 
 
Exhibits 99.1 and 99.2 referenced therein, shall not be deemed “filed”
 
for purposes of Section 18
of the Securities Exchange Act of 1934, as amended, nor shall Exhibits 99.1 and
 
99.2 be deemed
incorporated by reference in any filings under the Securities Act of 1933,
 
as amended.
 
 
 
4
Exhibit Index
 
Exhibit
 
Description of Exhibit
Press
 
Release
 
dated
 
January
 
27,
 
2026
 
-
 
First
 
BanCorp
 
Announces
 
Earnings
 
for
 
the
 
quarter
 
ended
December 31, 2025
First BanCorp Conference Call Presentation – Financial Results for the quarter ended December 31, 2025
104
Cover Page Interactive Data File (embedded within the Inline XBRL document).
Exhibits 99.1
 
and 99.2
 
referenced therein,
 
shall not be
 
deemed “filed”
 
for purposes
 
of Section 18
 
of the
Securities Exchange
 
Act of 1934,
 
as amended, nor
 
shall Exhibits 99.1
 
and 99.2 be
 
deemed incorporated
by reference in any filings under the Securities Act of 1933, as amended.
 
 
 
5
SIGNATURE
 
Pursuant to the
 
requirements of the
 
Securities Exchange Act
 
of 1934, the
 
registrant has duly
 
caused this report
to be signed on its behalf by the undersigned hereunto duly authorized.
Date: January 27, 2026
 
First BanCorp.
 
 
By:
 
/s/ Orlando Berges
 
 
Name:
 
Orlando Berges
 
Title:
 
EVP and Chief Financial Officer