UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM
CURRENT REPORT
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| Item 8.01 | Other Events. |
As previously reported, on July 1, 2025, FB Financial Corporation (the “Company”), completed its acquisition of Southern States Bancshares, Inc. an Alabama corporation, and its wholly-owned banking subsidiary, Southern States Bank (collectively, “Southern States”) (such acquisition, the “Merger”).
The Company is filing this report in order to provide historical unaudited financial information with respect to Southern States for the period ended June 30, 2025, and certain unaudited pro forma financial information giving effect to the Merger as though they had been completed on the dates set forth in such information.
| Item 9.01 | Financial Statements and Exhibits. |
(a) Financial Statements of Business Acquired.
| i. | The unaudited interim financial statements of Southern States Bancshares, Inc. as of and for the six months ended June 30, 2025. |
(b) Pro Forma Financial Information.
| i. | The unaudited pro forma condensed combined financial statements of FB Financial Corporation and Southern States Bancshares, Inc. as of and for the nine months ended September 30, 2025. |
| Exhibit No. | Description | |
| 99.1 | Unaudited interim financial statements of Southern States Bancshares, Inc. as of and for the six months ended June 30, 2025. | |
| 99.2 | Unaudited pro forma condensed combined income statement of FB Financial Corporation and Southern States Bancshares, Inc. for the nine months ended September 30, 2025. | |
| 104 | Cover Page Interactive Data File (embedded within the Inline XBRL document). |
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
| FB FINANCIAL CORPORATION | ||
| By: | /s/ Michael M. Mettee | |
| Michael M. Mettee | ||
| Chief Financial Officer and Chief Operating Officer | ||
Date: November 13, 2025