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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
____________________________________________________________________
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported): January 21, 2026
SACHEM CAPITAL CORP.
(Exact name of Registrant as specified in its charter)
New York001-3799781-3467779
(State or other jurisdiction of
 incorporation)
(Commission File
Number)
(IRS Employer
Identification No.)
568 East Main Street, Branford, Connecticut
06405
(Address of Principal Executive Office)(Zip Code)
Registrant's telephone number, including area code (203) 433-4736
(Former Name or Former Address, if Changed Since Last Report)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
oWritten communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
oSoliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
oPre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
oPre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Securities registered pursuant to Section 12(b) of the Act:
Title of each classTicker symbol(s)Name of each exchange on which registered
Common Shares, par value $.001 per shareSACHNYSE American LLC
6.00% notes due 2026SCCDNYSE American LLC
6.00% notes due 2027SCCENYSE American LLC
7.125% notes due 2027SCCFNYSE American LLC
8.00% notes due 2027SCCGNYSE American LLC
7.75% Series A Cumulative Redeemable Preferred Stock, Liquidation Preference $25.00 per shareSACHPRANYSE American LLC
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter)
Emerging growth company o
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. o



Item 1.01.    Entry into a Material Definitive Agreement.
On January 21, 2026, Sachem Capital Corp. (the “Company”) entered into Amendment No. 2 (“Amendment No. 2”) to the Credit, Security and Guaranty Agreement, among the Company, as the guarantor, SN Holdings, LLC, a Connecticut limited liability company and wholly owned subsidiary of the Company, as the borrower, Needham Bank, a Massachusetts co-operative bank, as the administrative agent for the lenders party thereto with respect to the $50 million revolving credit facility (the “Needham Credit Facility”). Amendment No. 2 extends the maturity date of the Needham Credit Facility from March 2, 2026, absent the exercise of a conditional one year extension, to March 2, 2028 and provides for an additional conditional one year extension to March 2, 2029. All other terms of the Credit, Security and Guaranty Agreement remain unchanged.
The foregoing description of Amendment No. 2 does not purport to be complete and is qualified in its entirety by reference to the full text of such document, including the exhibit thereto, a copy of which is attached to this Current Report on Form 8-K as Exhibit 10.1 and incorporated herein by reference.
Item 9.01.    Financial Statements and Exhibits.
(d) Exhibits
Exhibit
No.
Description
10.1
104Cover Page Interactive Data File (embedded within the Inline XBRL document).

* * * * *
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
Sachem Capital Corp.
Dated: January 22, 2026By:/s/ John L. Villano
John L. Villano, CPA
President and Chief Executive Officer
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