Byline Bancorp, Inc. 4Q22 Earnings Presentation January 26, 2022 Exhibit 99.2

2 Forward-Looking Statements Forward-Looking Statements This communication contains forward-looking statements within the meaning of the U.S. federal securities laws. Forward-looking statements include, without limitation, statements concerning plans, estimates, calculations, forecasts and projections with respect to the anticipated future performance of the Company. These statements are often, but not always, made through the use of words or phrases such as ‘‘may’’, ‘‘might’’, ‘‘should’’, ‘‘could’’, ‘‘predict’’, ‘‘potential’’, ‘‘believe’’, ‘‘expect’’, ‘‘continue’’, ‘‘will’’, ‘‘anticipate’’, ‘‘seek’’, ‘‘estimate’’, ‘‘intend’’, ‘‘plan’’, ‘‘projection’’, ‘‘would’’, ‘‘annualized’’, “target” and ‘‘outlook’’, or the negative version of those words or other comparable words or phrases of a future or forward-looking nature. Forward-looking statements involve estimates and known and unknown risks, and reflect various assumptions and involve elements of subjective judgement and analysis, which may or may not prove to be correct, and which are subject to uncertainties and contingencies outside the control of Byline and its respective affiliates, directors, employees and other representatives, which could cause actual results to differ materially from those presented in this communication. No representations, warranties or guarantees are or will be made by Byline as to the reliability, accuracy or completeness of any forward-looking statements contained in this communication or that such forward-looking statements are or will remain based on reasonable assumptions. You should not place undue reliance on any forward-looking statements contained in this communication. Certain risks and important factors that could affect Byline’s future results are identified in our Annual Report on Form 10-K and other reports we file with the Securities and Exchange Commission, including among other things under the heading “Risk Factors” in our Annual Report on Form 10-K for the year ended December 31, 2021. Any forward-looking statement speaks only as of the date on which it is made, and Byline undertakes no obligation to update any forward-looking statement, whether to reflect events or circumstances after the date on which the statement is made, to reflect new information or the occurrence of unanticipated events, or otherwise unless required under the federal securities laws. Due to rounding, numbers presented throughout this document may not add up precisely to the totals provided and percentages may not precisely reflect the absolute figures. Current Expected Credit Loss (“CECL”) Adoption In June 2016, the Financial Accounting Standards Board (“FASB”) issued ASU 2016-13 Financial Instruments - Credit Losses (Topic 326) on the recognition of credit losses, otherwise known as the current expected credit loss standard, or "CECL", which replaces the incurred loss impairment methodology with a methodology that reflects current expected credit losses. As an emerging growth company, we elected to delay the adoption of the standard in accordance with ASU No. 2019-10, Effective Dates, which delayed the effective date of the ASU for entities not classified as Public Business Entities. The Company’s EGC status expired during 2022, requiring CECL adoption be reflected in our December 31, 2022 financial statements and Form 10-K. The Company adopted CECL on December 31, 2022, and has applied it retroactively to the period beginning January 1, 2022 using the modified retrospective method of accounting. Adoption of CECL includes both a $10.1 million retroactive equity adjustment to January 1, 2022 (Day 1) and a $1.7 million fourth quarter adjustment to earnings (net of tax) to account for the difference in provision for credit losses between CECL and the incurred loss methodology for the first three quarters of 2022. Results for reporting periods beginning after September 30, 2022 are presented under the new standard, while prior quarters previously reported are "Recast" as if the new standard had been applied since January 1, 2022. Refer to Appendix A in the Fourth Quarter 2022 Earnings Release for recast prior quarter financial information as a result of the adoption of the new standard. Ongoing impacts of the CECL methodology will be dependent upon changes in economic conditions and forecasts, originated and acquired loan portfolio composition, credit performance trends, portfolio duration, and other factors.

Full Year 2022 Summary Performance Highlights Reported net income of $88.0 million, or EPS of $2.34, on revenue of $322.6 million Solid PTPP ROA of 1.97%, ROA of 1.25%, ROTCE of 15.15% Delivered full year diversified loan growth of 19%, funded by high quality deposit base which grew 10% YoY Maintained strong capital ratios with CET1 at 10.20% and TCE/TA(1) at 8.42% Credit quality remained stable with NCOs of 0.23%, down 14 bps Y/Y Exited emerging growth company status and adopted the Current Expected Credit Loss (“CECL”) accounting standard Revenue EPS Efficiency ratio Total Assets Total Loans and Leases Total Deposits 4% Y/Y $322.6 million 3% Y/Y $2.34 Improved 228 bps Y/Y 54.99% $7.4 billion $5.4 billion $5.7 billion 3 10% Y/Y 10% Y/Y 19% Y/Y Represents a non-GAAP financial measure. See “Non-GAAP Reconciliation” in the appendix.

Credit quality remained stable with: NPA/Assets of 0.55%, down 9 bps QoQ NPLs (ex. gov gtd) decreased 14 bps to 0.62% in 4Q22 NCOs of 0.23%, up 9 bps QoQ ACL as percent of loans and leases of 1.51%, flat QoQ ROAA & ROTCE(1) PTPP Net Income & EPS Fourth Quarter 2022 Highlights $0.65 per diluted share $24.4 million 17.21% ROTCE 1.33% ROAA 2.05% PTPP ROA $37.6 million Profitability Credit Quality Capital Grew Pre-Tax Pre-Provision Net Income 8.4% QoQ to $37.6 million, driven by higher net interest income Solid broad-based total loan growth of 12.0% annualized Net interest margin (FTE)(1) expanded 36 bps to 4.40% Earning assets yields increased 70 bps to 5.39% driven by: Loan yields expanding 79 bps Deposit costs increased 30 bps CET1 and Total Capital ratios remained solid at 10.20% and 13.00% TCE/TA(1): 8.42% Returned $30.8 million capital to common stockholders through dividends and share repurchases in 2022 Repurchased 689,068 shares of common stock during 2022 at a cost of $17.3 million Authorization of a new 1.25 million share repurchase program 4 Represents a non-GAAP financial measure. See “Non-GAAP Reconciliation” in the appendix.

Pre-Tax Pre-Provision Net Income ($ in millions) Quarterly Pre-Tax Pre-Provision Net Income and ROAA(1) 5 Annual Pre-Tax Pre-Provision Net Income and ROAA(1) Represents a non-GAAP financial measure. See “Non-GAAP Reconciliation” in the appendix. As we are investing in people and technology with the goal of improving growth and efficiency… …our strategy is producing record PTPP; driving sustained profitability and delivering positive operating leverage

Loan and Lease Trends ($ in millions) Excludes PPP Loans. Total Loans & Leases and Average Yield Portfolio Composition Repricing Mix Originations and Payoffs(1) Total loans and leases were $5.5 billion at 4Q22, an increase of $160.0 million, or 12.0% annualized Originated $269.0 million in new loans, net of loan sales in 4Q22 compared to $303.2 million in 3Q22 Production driven by commercial of $105.0 million and lease originations of $74.4 million Payoff(1) activity decreased by $42.0 million from 3Q22 Net commitments increased $59.8 million from 3Q22 Line usage of 55.8% in 4Q22, flat from 3Q22 Highlights 6 Total Loans and Leases % change QoQ YoY 3.0% 18.8%

(1) $ Balance % of Portfolio Unguaranteed $379.4 7.0% Guaranteed 99.5 1.8% Total SBA 7(a) Loans $478.9 8.8% Unguaranteed $41.4 0.8% Guaranteed 21.6 0.4% Total USDA Loans $63.1 1.2% Unguaranteed Loan Portfolio by Industry A leading SBA 7(a) lender for Government Fiscal Year 2022 #5 SBA 7(a) lender in the United States Closed $120.9 million loan commitments in 4Q22 SBA 7(a) portfolio $478.9 million, down $2.6 million from 3Q22 ACL/Unguaranteed loan balance ~ 8.9% Servicing $1.7 billion in government guaranteed loans for investors Government-Guaranteed Lending ($ in millions) On Balance Sheet SBA 7(a) & USDA Loans Total SBC Closed Loan Commitments Highlights Represents sectors with less than 5% of the total portfolio. 7

Cost of Interest Bearing Deposits Total deposits were $5.7 billion, up 5.8% annualized from 3Q22 Non-interest-bearing deposits flat QoQ Strong inflows of time deposits, primarily due to promotional campaigns Maintained a solid deposit mix with non-interest bearing DDAs representing 37.6% of total deposits Commercial deposits accounted for 48.5% of total deposits and represent 77.5% of all non-interest bearing deposits Cumulative total deposit beta remains low at ~15% Deposit Trends ($ in millions) Deposit Composition Highlights Average Non-Interest Bearing Deposits Deposit Beta(1) Interest-Bearing Deposits: 25% Total Deposits: 15% 8 Beta calculation is based on change in deposit cost divided by change in Fed Funds from 4Q21 to 4Q22. Total Deposits % change QoQ YoY 1.5% 10.5%

Net interest income was $76.6 million, up 11.6% from 3Q22 Net interest margin increased 36 basis points from 3Q22 to 4.39% Asset sensitive profile supported QoQ margin expansion Loan and lease yield of 6.31%, up 79 basis points from 3Q22 Interest Rate Sensitivity Interest rate risk position slightly less asset sensitive +$5 million in net interest income per 25 bps in Fed tightening SBA asset repricing lag – Q4 rate increases effective in Q1 NIM Bridge Net Interest Income and Net Interest Margin Trends Net Interest Income Highlights NIM, Yields, and Costs 9 Net Interest Income % change QoQ YoY 11.6% 24.1%

Government Guaranteed Loan Sales $86.0 million of guaranteed loans sold in 4Q22, compared to $75.4 million in 3Q22 Loans held for sale increased to $47.8 million in 4Q22 from $34.0 million in 3Q22 Non-interest income was $11.5 million, a decrease of $0.6 million from 3Q22 $3.5 million loan servicing asset revaluation charge due to higher discount rates Lower premiums resulting in a decrease in net gains on sales of loans Volume Sold and Average Net Premiums Non-Interest Income Trends ($ in millions) Total Non-Interest Income Highlights Net Gains on Sales of Loans 10

(1) Non-interest expenses increased to $50.5 million from $46.0 million in 3Q22, primarily attributable to: $2.2 million in higher salaries and employee benefits mainly due to increased incentive compensation expense $1.2 million increase in other non-interest expense, which includes a disposition in leasehold improvements Increase in loan and leases related expenses, mainly due to higher expenses associated with originations of government guaranteed loans Increase in legal, audit and other professional fees related to acquisition activities Efficiency ratio stood at 55.53% at 4Q22 Achieved positive operating leverage for FY22 despite inflationary environment Investing in the future while maintaining Expense Discipline Non-Interest Expense Trends ($ in millions) Non-Interest Expense Highlights Efficiency Ratio 11 Represents a non-GAAP financial measure. See “Non-GAAP Reconciliation” in the appendix. Balancing continuous improvements and investing for growth Balancing physical branch presence with digital offerings Prudent and disciplined expense management to drive full-year positive operating leverage while investing for the future

Note: Delinquencies represent accruing loans and leases past due 30 days or more. Delinquencies to Total Loans and Leases represent delinquencies divided by period end loans and leases. Strong asset quality continues to reflect Byline’s prudent risk culture and diverse loan and lease portfolio Non-performing assets to total assets declined to 0.55% in 4Q22 from 0.64% in 3Q22 NPLs / total loans and leases decreased 13 bps to 0.66% in 4Q22 from 0.80% in 3Q22 NCOs / average loans and leases were 23 bps in 4Q22 Delinquencies Asset Quality Trends ($ in millions) Net Charge-offs Highlights NPLs / Total Loans & Leases 12 NCO Ratio bps change QoQ YoY 9 bps -14 bps

CECL Adoption ($ in thousands) 13 Excludes unfunded commitments. In addition to the cumulative adjustment to retained for loans and leases, there was also an adjustment for unfunded commitments of $1,179. CECL Adoption Change ACL - Loans and Leases Overall CECL Impact On December 31, 2022, the Company adopted Current Expected Credit Loss (CECL) Day 1 impacts: $12.2 million increase in reserves, reflecting a $3.1 million allocation to PCI loans transitioning to PCD. $1.6 million increase in reserves for unfunded commitments No Allowance for Credit Losses was allocated to Securities Held to Maturity Provision for credit losses on loans for Q4 was $5.4 million, driven by additional allocations for economic uncertainty related to the impact of higher interest rates on borrowers' debt service. The average quarterly unemployment rate used in Company's reasonable and supportable forecast increased by 12 basis points from prior period Provision for credit losses on unfunded commitments for Q4 was $426,000 resulting primarily from a higher unfunded balances on C&I loans The Company has opted into the regulators' joint CECL transition provision, which allows the Company to phase in the negative adjustment over three years beginning 1/1/2022 Impact of Adoption(1) January 1, 2022 Increase to allowance for originated loans $ 10,498 Decrease to allowance for PCD loans (38) Increase to allowance for acquired non-impaired loans 1,708 Income tax effect (3,250) Decrease to retained earning upon adoption(2) $ 8,918

CECL Adoption ($ in thousands) 14 CECL Adoption - Allocation by Loan Classification For Year Ended 2022 Commercial Real Estate Residential Real Estate Construction, Land Development and Other Commercial and Industrial Installment and Other Lease Financing Receivables Total Beginning balance $ 16,918 $ 1,628 $ 522 $ 33,129 $ 9 $ 2,806 $ 55,012 Impact of CECL Adoption 6,367 1,047 1,191 1,253 9 2,301 12,168 Provision (recapture) for credit losses(1) 5,252 907 1,476 12,002 (9) 3,046 22,674 Charge-offs (3,837) (1,208) (94) (5,377) (7) (1,472) (11,995) Recoveries 1,361 766 39 882 22 995 4,065 Ending balance $ 26,061 $ 3,140 $ 3,134 $ 41,889 $ 24 $ 7,676 $ 81,924 Allowance for Credit Losses for the Year ended December 31, 2022 Excludes unfunded commitments. ACL-to-Gross Loans – CECL vs. Incurred Loss ACL-to-Gross Loans by Loan Type 12/31/2021 Day 1 1/1/2022 12/31/2022 Commercial Real Estate 1.02% 1.40% 1.36% Residential Real Estate 0.34% 0.56% 0.64% Construction, Land Development and Other Land 0.16% 0.53% 0.71% Commercial and Industrial 1.94% 2.02% 2.04% Installment and Other 0.66% 1.32% 1.36% Lease Financing Receivables 0.78% 1.42% 1.46% Total 1.21% 1.48% 1.51%

The Company did not repurchase any shares during 4Q22 Declared common stock dividend of $0.09 per share in 4Q22 Dividend Yield: 1.59% FY22 Dividend payout ratio: 15.38% Continued focus on disciplined capital allocation and risk-adjusted returns (2) (1) $1.9 billion of available on balance sheet liquidity Cash and cash equivalents of $179.4 million Loans/Deposits essentially flat at 96.0% QoQ $1.4 billion investment portfolio (~99.7% AFS); duration: 5.5 years AOCI / TCE(1): ~19.4% $550 million of balance sheet hedges to protect market value risk Strong TCE/TA(1): 8.42% Capital Returns to Stockholders Strong Liquidity and Capital Position Capital Ratios Highlights Common Equity Tier 1 TCE excluding AOCI / TA(1): 9.90% Total Payout (Dividend & Share Rep.) 35.1% YTD 15 As reported prior to CECL adoption. Represents a non-GAAP financial measure. See “Non-GAAP Reconciliation” in the appendix. Return on Average Tangible Common Equity

2023 Strategic Priorities and Near-Term Outlook Commercial banking strategy focused on organic loan and deposit growth Investing in digital capabilities and automation Opportunistic M&A and talent additions Maintain a strong balance sheet and capital flexibility Disciplined loan and deposit pricing Maintain credit discipline and strong asset quality 16

4Q22 Earnings Presentation Appendix

Five Quarter Financial Summary 18 Represents a non-GAAP financial measure. See “Non-GAAP Reconciliation” in the appendix. As of or For the Three Months Ended Recast Recast Recast December 31, September 30, June 30, March 31, December 31, (dollars in thousands, except per share data) 2022 2022 2022 2022 2021 Income Statement Net interest income $ 76,604 $ 68,635 $ 61,760 $ 58,331 $ 61,728 Provision (recapture) for credit losses 5,826 7,208 4,286 6,559 (1,293) Non-interest income 11,455 12,043 14,273 19,543 19,014 Non-interest expense 50,500 46,041 43,585 43,956 58,968 Income before provision for income taxes 31,733 27,429 28,162 27,359 23,067 Provision for income taxes 7,366 7,020 6,382 5,961 5,878 Net income   24,367   20,409   21,780   21,398   17,189 Dividends on preferred shares — — — 196 196 Net income available to common stockholders   $ 24,367   $ 20,409   $ 21,780   $ 21,202   $ 16,993 Diluted earnings per common share(1)   $ 0.65   $ 0.55   $ 0.58   $ 0.56   $ 0.45 Balance Sheet Total loans and leases $ 5,421,258 $ 5,275,126 $ 5,167,716 $ 4,787,607 $ 4,537,128 Total deposits 5,695,121 5,612,456 5,388,377 5,530,102 5,155,047 Tangible common equity(1) 606,929 575,321 593,555 613,698 660,386 Balance Sheet Metrics Loans and leases / total deposits 96.03% 94.59% 96.23% 87.29% 89.26% Tangible common equity / tangible assets(1) 8.42% 8.25% 8.65% 9.36% 10.11% Key Performance Ratios Net interest margin 4.39% 4.03% 3.77% 3.78% 3.96% Efficiency ratio 55.53% 55.07% 54.87% 54.40% 71.03% Adjusted efficiency ratio(1) 54.50% 55.07% 54.87% 54.40% 55.61% Non-interest expense to average assets 2.76% 2.56% 2.51% 2.66% 3.49% Non-interest income to total revenues 13.01% 14.93% 18.77% 25.09% 23.55% Return on average assets 1.33% 1.13% 1.25% 1.30% 1.02% Adjusted return on average assets(1) 1.37% 1.13% 1.25% 1.30% 1.56% Pre-tax pre-provision return on  average assets (1) 2.05% 1.93% 1.87% 2.05% 1.28% Dividend payout ratio on common stock 13.85% 14.75% 16.67% 15.52% 20.00% Tangible book value per common share(1) $ 16.19 $ 15.67 $ 16.01 $ 16.52 $ 17.51

Non-GAAP Reconciliation 19 As of or For the Three Months Ended Recast Recast Recast   (dollars in thousands, except per share data) December 31, 2022 September30, 2022 June 30, 2022 March 31, 2022 December 31, 2021 Net income and earnings per share excluding significant items Reported Net Income $ 24,367 $ 20,409 $ 21,780 $ 21,398 $ 17,189 Significant items: Impairment charges on assets held for sale and ROU asset 372 — — — 12,449 Merger-related expenses 538 — — — — Tax benefit (118) — — — (3,377) Adjusted Net Income   $ 25,159   $ 20,409   $ 21,780   $ 21,398   $ 26,261 Reported Diluted Earnings per Share $ 0.65 $ 0.55 $ 0.58 $ 0.56 $ 0.45 Significant items: Impairment charges on assets held for sale and ROU asset 0.01 — — — 0.33 Merger-related expenses 0.01 — — — — Tax benefit — — — — (0.09) Adjusted Diluted Earnings per Share   $ 0.67   $ 0.55   $ 0.58   $ 0.56   $ 0.69

Non-GAAP Reconciliation (continued) 20 As of or For the Three Months Ended Recast Recast Recast   (dollars in thousands) December 31, 2022 September30, 2022 June 30, 2022 March 31, 2022 December 31, 2021 Adjusted non-interest expense: Non-interest expense $ 50,500 $ 46,041 $ 43,585 $ 43,956 $ 59,090 Less: Significant items Impairment charges on assets held for sale and ROU asset 372 — — — 12,449 Merger-related expenses 538 — — — — Adjusted non-interest expense   $ 49,590   $ 46,041   $ 43,585   $ 43,956   $ 46,641 Adjusted non-interest expense ex. amortization of intangible assets: Adjusted non-interest expense $ 49,590 $ 46,041 $ 43,585 $ 43,956 $ 46,641 Less: Amortization of intangible assets 1,596 1,611 1,868 1,596 1,738 Adjusted non-interest expense ex. amortization of intangible assets   $ 47,994   $ 44,430   $ 41,717   $ 42,360   $ 44,903 Pre-tax pre-provision net income: Pre-tax income $ 31,733 $ 27,429 $ 28,162 $ 27,359 $ 23,067 Add: Provision for loan and lease losses 5,826 7,208 4,286 6,559 (1,415) Pre-tax pre-provision net income   $ 37,559   $ 34,637   $ 32,448   $ 33,918   $ 21,652 Adjusted pre-tax pre-provision net income: Pre-tax pre-provision net income $ 37,559 $ 34,637 $ 32,448 $ 33,918 $ 21,652 Add: Impairment charges on assets held for sale and ROU asset 372 — — — 12,449 Add: Merger-related expenses 538 — — — — Adjusted pre-tax pre-provision net income   $ 38,469   $ 34,637   $ 32,448   $ 33,918   $ 34,101 Tax Equivalent Net Interest Income Net interest income $ 76,604 $ 68,635 $ 61,760 $ 58,331 $ 61,728 Add: Tax-equivalent adjustment 214 228 236 236 256 Net interest income, fully taxable equivalent   $ 76,818   $ 68,863   $ 61,996   $ 58,567   $ 61,984 Total revenues: Net interest income $ 76,604 $ 68,635 $ 61,760 $ 58,331 $ 61,728 Add: Non-interest income 11,455 12,043 14,273 19,543 19,014 Total revenues   $ 88,059   $ 80,678   $ 76,033   $ 77,874   $ 80,742

Non-GAAP Reconciliation (continued) 21 As of or For the Three Months Ended   Recast Recast Recast (dollars in thousands) December 31, 2022 September30, 2022 June 30, 2022 March 31, 2022 December 31, 2021 Tangible common stockholders' equity: Total stockholders' equity $ 765,816 $ 735,805 $ 755,649 $ 777,660 $ 836,382 Less: Preferred stock — — — — 10,438 Less: Goodwill and other intangibles 158,887 160,484 162,094 163,962 165,558 Tangible common stockholders' equity   $ 606,929   $ 575,321   $ 593,555   $ 613,698   $ 660,386 Tangible assets: Total assets $ 7,362,941 $ 7,267,277 $ 7,124,030 $ 6,825,458 $ 6,696,172 Less: Goodwill and other intangibles 158,887 160,484 162,094 163,962 165,558 Tangible assets   $ 7,204,054   $ 7,106,793   $ 6,961,936   $ 6,661,496   $ 6,530,614 Tangible assets, excluding accumulated other comprehensive loss: Tangible assets $ 7,204,054 $ 7,106,793 $ 6,961,936 $ 6,661,496 $ 6,530,614 Less: Accumulated other comprehensive loss (117,550) (124,898) (91,262) (56,388) (8,302) Tangible assets, excluding accumulated other comprehensive loss:   $ 7,321,604   $ 7,231,691   $ 7,053,198   $ 6,717,884   $ 6,538,916 Tangible common stockholders' equity, excluding accumulated other comprehensive loss Tangible common stockholders' equity $ 606,929 $ 575,321 $ 593,555 $ 613,698 $ 660,386 Less: Accumulated other comprehensive loss (117,550) (124,898) (91,262) (56,388) (8,302) Tangible common stockholders' equity, excluding accumulated other comprehensive loss   $ 724,479   $ 700,219   $ 684,817   $ 670,086   $ 668,688 Average tangible common stockholders' equity: Average total stockholders' equity $ 748,292 $ 765,821 $ 769,658 $ 822,053 $ 838,975 Less: Average preferred stock — — 9,974 10,438 Less: Average goodwill and other intangibles 159,680 161,292 163,068 164,837 166,396 Average tangible common stockholders' equity   $ 588,612   $ 604,529   $ 606,590   $ 647,242   $ 662,141 Average tangible assets: Average total assets $ 7,266,053 $ 7,137,472 $ 6,966,564 $ 6,697,476 $ 6,699,069 Less: Average goodwill and other intangibles 159,680 161,292 163,068 164,837 166,396 Average tangible assets   $ 7,106,373   $ 6,976,180   $ 6,803,496   $ 6,532,639   $ 6,532,673 Tangible net income available to common stockholders: Net income available to common stockholders $ 24,367 $ 20,409 $ 21,780 $ 21,202 $ 16,993 Add: After-tax intangible asset amortization 1,170 1,181 1,369 1,170 1,266 Tangible net income available to common stockholders   $ 25,537   $ 21,590   $ 23,149   $ 22,372   $ 18,259 Adjusted tangible net income available to common stockholders: Tangible net income available to common stockholders $ 25,537 $ 21,590 $ 23,149 $ 22,372 $ 18,259 Impairment charges on assets held for sale and ROU asset 372 — — — 12,449 Merger-related expenses 538 — — — — Tax benefit on significant items (118) — — — (3,377) Adjusted tangible net income available to common stockholders   $ 26,329   $ 21,590   $ 23,149   $ 22,372   $ 27,331

Non-GAAP Reconciliation (continued) 22 As of or For the Three Months Ended   Recast Recast Recast (dollars in thousands, except share and per share  data, ratios annualized, where applicable) December 31, 2022 September30, 2022 June 30, 2022 March 31, 2022 December 31, 2021 Pre-tax pre-provision return on average assets: Pre-tax pre-provision net income $ 37,559 $ 34,637 $ 32,448 $ 33,918 $ 21,652 Average total assets 7,266,053 7,137,472 6,966,564 6,697,476 6,699,069 Pre-tax pre-provision return on average assets   2.05%   1.93%   1.87%   2.05%   1.28% Adjusted pre-tax pre-provision return on average assets: Adjusted pre-tax pre-provision net income $ 38,469 $ 34,637 $ 32,448 $ 33,918 $ 34,101 Average total assets 7,266,053 7,137,472 6,966,564 6,697,476 6,699,069 Adjusted pre-tax pre-provision return on average assets   2.10%   1.93%   1.87%   2.05%   2.03% Net interest margin, fully taxable equivalent Net interest income, fully taxable equivalent $ 76,818 $ 68,863 $ 61,996 $ 58,567 $ 61,984 Total average interest-earning assets 6,922,890 6,763,916 6,572,416 6,252,866 6,189,762 Net interest margin, fully taxable equivalent   4.40%   4.04%   3.78%   3.80%   3.97% Non-interest income to total revenues: Non-interest income $ 11,455 $ 12,043 $ 14,273 $ 19,543 $ 19,014 Total revenues 88,059 80,678 76,033 77,874 80,742 Non-interest income to total revenues   13.01%   14.93%   18.77%   25.09%   23.55% Adjusted non-interest expense to average assets: Adjusted non-interest expense $ 49,590 $ 46,041 $ 43,585 $ 43,956 $ 46,641 Average total assets 7,266,053 7,137,472 6,966,564 6,697,476 6,699,069 Adjusted non-interest expense to average assets   2.71%   2.56%   2.51%   2.66%   2.76% Adjusted efficiency ratio: Adjusted non-interest expense excluding  amortization of intangible assets $ 47,994 $ 44,430 $ 41,717 $ 42,360 $ 44,903 Total revenues 88,059 80,678 76,033 77,874 80,742 Adjusted efficiency ratio   54.50%   55.07%   54.87%   54.40%   55.61% Adjusted return on average assets: Adjusted net income $ 25,159 $ 20,409 $ 21,780 $ 21,398 $ 26,261 Average total assets 7,266,053 7,137,472 6,966,564 6,697,476 6,699,069 Adjusted return on average assets   1.37%   1.13%   1.25%   1.30%   1.56% Adjusted return on average stockholders' equity: Adjusted net income $ 25,159 $ 20,409 $ 21,780 $ 21,398 $ 26,261 Average stockholders' equity 748,292 765,821 769,658 822,053 838,975 Adjusted return on average stockholders' equity 13.34% 10.57% 11.35% 10.56% 12.42%

Non-GAAP Reconciliation (continued) 23 As of or For the Three Months Ended   Recast Recast Recast   December 31, 2022 September30, 2022 June 30, 2022 March 31, 2022 December 31, 2021 Tangible common equity to tangible assets: Tangible common equity $ 606,929 $ 575,321 $ 593,555 $ 613,698 $ 660,386 Tangible assets 7,204,054 7,106,793 6,961,936 6,661,496 6,530,614 Tangible common equity to tangible assets   8.42%   8.25%   8.65%   9.36%   10.11% Tangible common stockholders' equity, excluding  accumulated other comprehensive loss to tangible assets,  excluding accumulated other comprehensive loss Tangible common stockholders' equity, excluding accumulated other comprehensive loss $ 724,479 $ 700,219 $ 684,817 $ 670,086 $ 668,688 Tangible assets, excluding accumulated other comprehensive loss: 7,321,604 7,231,691 7,053,198 6,717,884 6,538,916 Tangible common stockholders' equity, excluding  accumulated other comprehensive loss to tangible assets,  excluding accumulated other comprehensive loss   9.90%   9.68%   9.71%   9.97%   10.23% Return on average tangible common stockholders' equity: Tangible net income available to common stockholders $ 25,537 $ 21,590 $ 23,149 $ 22,372 $ 18,259 Average tangible common stockholders' equity 588,612 604,529 606,590 647,242 662,141 Return on average tangible common stockholders' equity   17.21%   14.17%   15.31%   14.02%   10.94% Adjusted return on average tangible common stockholders' equity: Adjusted tangible net income available to common stockholders $ 26,329 $ 21,590 $ 23,149 $ 22,372 $ 27,331 Average tangible common stockholders' equity 588,612 604,529 606,590 647,242 662,141 Adjusted return on average tangible common stockholders' equity   17.75%   14.17%   15.31%   14.02%   16.38% Tangible book value per share: Tangible common equity $ 606,929 $ 575,321 $ 593,555 $ 613,698 $ 660,386 Common shares outstanding 37,492,775 37,465,902 37,669,102 37,811,582 37,713,903 Tangible book value per share   $ 16.19   $ 15.67   $ 16.01   $ 16.52   $ 17.51 Accumulated other comprehensive loss to  tangible common equity: Accumulated other comprehensive loss $ 117,550 $ 124,898 $ 91,262 $ 56,388 $ 8,302 Tangible common equity 606,929 575,321 593,555 613,698 660,386 Accumulated other comprehensive loss to tangible common equity   19.4%   21.7%   15.4%   9.2%   1.3%