UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): September 26, 2025

RELIANCE GLOBAL GROUP, INC.

(Exact Name of Registrant as Specified in Its Charter)

(732) 380-4600

(Registrant’s Telephone Number, Including Area Code)

N/A

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

Securities registered pursuant to Section 12(b) of the Act:

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 or Rule 12b-2 of the Securities Exchange Act of 1934.

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 7.01. Regulation FD Disclosure.

On September 26, 2025, the Board of Directors of Reliance Global Group, Inc. (the “Company”) approved a special cash dividend of $0.03 per share on the Company’s outstanding common stock. As announced on September 29, 2025, the dividend is payable on or about December 2, 2025 to stockholders of record as of October 30, 2025. Future dividends, if any, will be determined by the Board based on the Company’s financial condition, results of operations, capital requirements, and other factors it deems relevant.

On September 29, 2025, the Company issued a press release announcing the special cash dividend. A copy of the press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K.

In addition, on September 29, 2025, the Company issued a press release announcing that it has completed its first purchase of Bitcoin (BTC) as part of its Digital Asset Treasury strategy, building on prior purchases of Ethereum (ETH) and Cardano (ADA). A copy of the press release is furnished as Exhibit 99.2 to this Current Report on Form 8-K.

On September 30, 2025, the Company also issued a press release announcing that it has completed a purchase of XRP, the native token of the XRP Ledger, as part of its Digital Asset Treasury initiative building on prior purchases of BTC, Ethereum (ETH) and Cardano (ADA). A copy of the press release is furnished as Exhibit 99.3 to this Current Report on Form 8-K.

The information in this Item 7.01, including Exhibit 99.1, 99.2 and 99.3, is being furnished and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference into any filing under the Securities Act of 1933, as amended (the “Securities Act”), or the Exchange Act.

Item 8.01. Other Events.

On September 26, 2025, the Board of Directors approved a special cash dividend of $0.03 per share, payable on or about December 2, 2025 to stockholders of record as of October 30, 2025.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.