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1Q23 Financial Results April 14, 2023 Exhibit 99

1Q23 Financial highlights 1 See note 3 on slide 10 2 Represents the estimated Basel III common equity Tier 1 (“CET1”) capital and ratio and Total Loss-Absorbing Capacity for the current period. See note 1 on slide 11 3 Standardized risk-weighted assets (“RWA”). Estimated for the current period. See note 1 on slide 11 4 Cash and marketable securities represents HQLA and unencumbered marketable securities. Estimated for the current period. See note 2 on slide 11 5 See note 1 on slide 10 6 Includes the net impact of employee issuances 7 Last twelve months (“LTM”). Net of stock issued to employees SIGNIFICANT ITEMS ($MM, EXCLUDING EPS) Pretax Net income EPS Net investment securities losses in Corporate ($868) ($660) ($0.22) Balance sheet ⚫ Loans: average loans of $1.1T up 6% YoY and flat QoQ ⚫ Deposits: average deposits of $2.3T down 8% YoY and down 3% QoQ ⚫ CET1 capital of $227B2 – Standardized CET1 capital ratio of 13.8%2; Advanced CET1 capital ratio of 13.9%2 Capital distributed ⚫ Common dividend of $3.0B or $1.00 per share ⚫ $1.9B of common stock net repurchases6 ⚫ Net payout LTM of 33%7 Income statement ⚫ 1Q23 net income of $12.6B and EPS of $4.10 ⚫ Managed revenue of $39.3B5 – Included net investment securities losses of $868mm ⚫ Expense of $20.1B and managed overhead ratio of 51%5 ROTCE1 23% CET1 capital ratios2 Std. 13.8% | Adv. 13.9% Total Loss-Absorbing Capacity2 $488B Std. RWA3 $1.7T Cash and marketable securities4 $1.4T Average loans $1.1T 1

1Q23 4Q22 1Q22 Net interest income $20.8 $0.5 $6.9 Noninterest revenue 18.5 3.3 0.9 Managed revenue1 39.3 3.8 7.7 Expense 20.1 1.1 0.9 Credit costs 2.3 (0.0) 0.8 Net income $12.6 $1.6 $4.3 Net income applicable to common stockholders $12.2 $1.6 $4.3 EPS – diluted $4.10 $0.53 $1.47 ROE2 18% 16% 13% ROTCE2,3 23 20 16 Overhead ratio – managed1,2 51 53 61 Memo: NII excluding Markets 4 $20.9 $0.9 $9.2 NIR excluding Markets 4 10.0 0.1 (1.1) Markets revenue 8.4 2.7 (0.4) Managed revenue1 39.3 3.8 7.7 Adjusted expense 5 $19.9 $0.9 $0.9 Adjusted overhead ratio 1,2,5 51% 53% 60% $ O/(U) 1Q23 ROE O/H ratio CCB 40% 49% CIB 16% 55% CB 18% 37% AWM 34% 65% 1Q23 Financial results1 1Q23 Tax rate Effective rate: 20.9% Managed rate: 25.6%1,6 Note: Totals may not sum due to rounding 1 See note 1 on slide 10 2 Actual numbers for all periods, not over/(under) 3 See note 3 on slide 10 4 See note 2 on slide 10 5 See note 4 on slide 10 6 Reflects fully taxable-equivalent (“FTE”) adjustments of $987mm in 1Q23 $B 1Q23 4Q22 1Q22 Net charge-offs $1.1 $0.9 $0.6 Reserve build/(release) 1.1 1.4 0.9 Credit costs $2.3 $2.3 $1.5 $B, EXCEPT PER SHARE DATA 2

1Q23 4Q22 1Q22 Risk-based capital metrics 1 CET1 capital $227 $219 $208 CET1 capital ratio – Standardized 13.8% 13.2% 11.9% CET1 capital ratio – Advanced 13.9 13.6 12.7 Basel III Standardized RWA $1,650 $1,654 $1,751 Leverage-based capital metric 2 Firm SLR 5.9% 5.6% 5.2% Liquidity metrics 3 Firm LCR 114% 112% 110% Bank LCR 140 151 181 Total excess HQLA $368 $437 $625 HQLA and unencumbered marketable securities 1,431 1,427 1,662 Balance sheet metrics Total assets (EOP) $3,744 $3,666 $3,955 Deposits (average) 2,320 2,380 2,516 Tangible book value per share 4 76.69 73.12 69.58 Fortress balance sheet Note: Totals may not sum due to rounding 1 Estimated for the current period. See note 1 on slide 11 2 Estimated for the current period. Represents the supplementary leverage ratio (“SLR”) 3 Estimated for the current period. Liquidity Coverage Ratio (“LCR”) represents the average LCR for the Firm and JPMorgan Chase Bank, N.A. (“Bank”). See note 2 on slide 11 4 See note 3 on slide 10 5 Reflects Net Income Applicable to Common Equity 6 Excludes AOCI on cash flow hedges and DVA related to structured notes 7 Includes net share repurchases and common dividends 8 Primarily CET1 capital deductions, including the impact of CECL. See note 1 on slide 11 $B, EXCEPT PER SHARE DATA STANDARDIZED CET1 RATIO (%)1 STANDARDIZED RISK-WEIGHTED ASSETS ($B)1 4Q22 Loans Credit Risk ex. Loans Market Risk 1Q23 (4) 1,654 1,650 (6) 6 AOCI Other 6 84Q22 RWA 1Q23Capital Distributions 7 Net income5 13.8% 13.2% Net share repurchases: (12 bps) 74 bps 14 bps (29 bps) 3 bps (9 bps) 3

Consumer & Community Banking1 KEY DRIVERS / STATISTICS ($B) – DETAIL BY BUSINESS FINANCIAL PERFORMANCESELECTED INCOME STATEMENT DATA ($MM) KEY DRIVERS / STATISTICS ($B)3 ⚫ Net income of $5.2B, up 80% YoY ⚫ Revenue of $16.5B, up 35% YoY, driven by higher net interest income ⚫ Expense of $8.1B, up 5% YoY, largely driven by higher compensation, including wage inflation and headcount growth, as well as investments in the business, largely offset by lower auto lease depreciation ⚫ Credit costs of $1.4B ⚫ NCOs of $1.1B, up $499mm YoY, predominantly driven by Card Services ⚫ Reserve build of $300mm in Card Services and $50mm in Home Lending 1 See note 1 on slide 10 2 See note 3 on slide 11 For additional footnotes see slide 12 CCB CIB CB AWM Corp. $ O/(U) 1Q23 4Q22 1Q22 Revenue $16,456 $663 $4,274 Banking & Wealth Management 2 10,041 459 4,026 Home Lending 720 136 (449) Card Services & Auto 5,695 68 697 Expense 2 8,065 153 410 Credit costs 1,402 (443) 724 Net charge-offs (NCOs) 1,052 207 499 Change in allowance 350 (650) 225 Net income $5,243 $687 $2,335 1Q23 4Q22 1Q22 Banking & Wealth Management Business Banking average loans 6 $19.9 $20.5 $24.8 Business Banking loan originations 1.0 1.1 1.0 Client investment assets (EOP) 690.8 647.1 696.3 Deposit margin 2.78% 2.48% 1.22% Home Lending Average loans $172.1 $174.5 $176.5 Loan originations 7 5.7 6.7 24.7 Third-party mortgage loans serviced (EOP) 575.9 584.3 575.4 Net charge-off/(recovery) rate (0.04)% (0.08)% (0.17)% Card Services & Auto Card Services average loans $180.5 $177.0 $149.4 Auto average loans and leased assets 80.3 80.0 85.7 Auto loan and lease originations 9.2 7.5 8.4 Card Services net charge-off rate 2.07% 1.62% 1.37% Card Services net revenue rate 10.38 10.06 9.87 Card Services sales volume 5 $266.2 $284.8 $236.4 1Q23 4Q22 1Q22 Equity $52.0 $50.0 $50.0 ROE 40% 35% 23% Overhead ratio 49 50 63 Average loans $449.8 $448.5 $428.9 Average deposits 1,113.0 1,142.5 1,153.5 Active mobile customers (mm) 4 50.9 49.7 46.5 Debit & credit card sales volume 5 $387.3 $411.1 $351.5 ⚫ Average loans up 5% YoY and flat QoQ ⚫ Average deposits down 4% YoY and 3% QoQ ⚫ EOP deposits down 4% YoY and up 1% QoQ ⚫ Active mobile customers up 9% YoY ⚫ Debit & credit card sales volume up 10% YoY ⚫ Client investment assets down 1% YoY and up 7% QoQ 4

1Q23 4Q22 1Q22 Equity $108.0 $103.0 $103.0 ROE 2 16% 12% 16% Overhead ratio 55 61 54 Comp/revenue 30 29 30 IB fees ($mm) $1,654 $1,467 $2,050 Average loans 228.1 225.8 212.4 Average client deposits 4 633.7 649.7 709.1 Merchant processing volume 5 558.8 583.2 490.2 Assets under custody ($T) 29.7 28.6 31.6 ALL/EOP loans ex-conduits and trade 6 1.81% 1.67% 1.31% Net charge-off/(recovery) rate 6 0.11 0.02 0.05 Average VaR ($mm) $45 $60 $64 $ O/(U) 1Q23 4Q22 1Q22 Revenue $13,600 $3,002 $24 Investment Banking revenue 1,560 171 (497) Payments 2 2,396 276 495 Lending 267 (56) (54) Total Banking 4,223 391 (56) Fixed Income Markets 5,699 1,960 1 Equity Markets 2,683 752 (372) Securities Services 1,148 (11) 80 Credit Adjustments & Other (153) (90) 371 Total Markets & Securities Services 9,377 2,611 80 Expense 2 7,483 988 120 Credit costs 58 (83) (387) Net income $4,421 $1,107 $49 Corporate & Investment Bank1 KEY DRIVERS / STATISTICS ($B)3 ⚫ Net income of $4.4B, up 1% YoY; revenue of $13.6B, flat YoY ⚫ Banking revenue ⚫ IB revenue of $1.6B, down 24% YoY – IB fees down 19% YoY, predominantly driven by lower debt underwriting fees ⚫ Payments revenue of $2.4B, up 26% YoY – Excluding the net impact of equity investments, primarily a gain in the prior year, up 55%, predominantly driven by higher rates, partially offset by lower deposit balances ⚫ Lending revenue of $267mm, down 17% YoY, predominantly driven by mark-to-market losses on hedges of retained loans, largely offset by higher net interest income on higher loan balances ⚫ Markets & Securities Services revenue ⚫ Markets revenue of $8.4B, down 4% YoY – Fixed Income Markets revenue of $5.7B, flat YoY, reflecting higher revenue in Rates and Credit and lower revenue in Currencies & Emerging Markets – Equity Markets revenue of $2.7B, down 12% YoY, against a strong first quarter in the prior year ⚫ Securities Services revenue of $1.1B, up 7% YoY, driven by higher rates, partially offset by lower deposit balances and market levels ⚫ Expense of $7.5B, up 2% YoY, reflecting higher compensation, including headcount growth and wage inflation, largely offset by lower revenue-related compensation ⚫ Credit costs of $58mm 1 See note 1 on slide 10 2 See note 3 on slide 11 For additional footnotes see slide 12 SELECTED INCOME STATEMENT DATA ($MM) FINANCIAL PERFORMANCE CCB CIB CB AWM Corp. 5

$ O/(U) 1Q23 4Q22 1Q22 Revenue $3,511 $107 $1,113 Middle Market Banking 1,681 62 701 Corporate Client Banking 1,176 67 346 Commercial Real Estate Banking 642 (24) 61 Other 12 2 5 Expense 1,308 54 179 Credit costs 417 133 260 Net income $1,347 ($76) $497 Commercial Banking1 KEY DRIVERS / STATISTICS ($B)2 ⚫ Net income of $1.3B, up 58% YoY ⚫ Revenue of $3.5B, up 46% YoY, driven by higher deposit margins, partially offset by lower deposit-related fees ⚫ Payments revenue of $2.0B, up 98% YoY ⚫ Gross IB revenue of $881mm, up 21% YoY ⚫ Expense of $1.3B, up 16% YoY, largely driven by higher compensation, including headcount growth, as well as higher volume- related expense ⚫ Credit costs of $417mm, reflecting a net reserve build ⚫ Average loans of $238B, up 13% YoY and up 1% QoQ ⚫ C&I7 up 18% YoY and up 1% QoQ ⚫ CRE7 up 8% YoY and up 1% QoQ ⚫ Average deposits of $266B, down 16% YoY and 5% QoQ, predominantly driven by continued attrition in non-operating deposits as well as seasonally lower balances 1 See note 1 on slide 10 For additional footnotes see slide 12 FINANCIAL PERFORMANCE 1Q23 4Q22 1Q22 Equity $28.5 $25.0 $25.0 ROE 18% 22% 13% Overhead ratio 37 37 47 Payments revenue ($mm) 3 $2,028 $1,989 $1,022 Gross IB revenue ($mm) 4 $881 $700 $729 Average loans 5 238.0 235.3 210.7 Average client deposits 266.0 278.9 316.9 Allowance for loan losses 3.6 3.3 2.4 Nonaccrual loans 0.9 0.8 0.8 Net charge-off/(recovery) rate 6 0.06% 0.06% 0.01% ALL/loans 6 1.49 1.42 1.11 SELECTED INCOME STATEMENT DATA ($MM) CCB CIB CB AWM Corp. 6

Asset & Wealth Management1 KEY DRIVERS / STATISTICS ($B)2 ⚫ Net income of $1.4B, up 36% YoY ⚫ Revenue of $4.8B, up 11% YoY, driven by higher deposit margins on lower balances and a valuation gain of $339mm on the Firm’s initial investment in the Asset Management joint venture in China as a result of taking 100% ownership, partially offset by the impact of lower average market levels on management fees and lower performance fees ⚫ Expense of $3.1B, up 8% YoY, predominantly driven by higher compensation, including headcount growth, higher revenue-related compensation and the impact of acquisitions ⚫ AUM of $3.0T was up 2% YoY and client assets of $4.3T were up 6% YoY, driven by continued net inflows ⚫ For the quarter, AUM had long-term net inflows of $47B and liquidity net inflows of $93B ⚫ Average loans of $211B, down 1% YoY and down 1% QoQ ⚫ Average deposits of $224B, down 22% YoY and down 5% QoQ 1 See note 1 on slide 10 2 Actual numbers for all periods, not over/(under) SELECTED INCOME STATEMENT DATA ($MM) FINANCIAL PERFORMANCE 1Q23 4Q22 1Q22 Revenue $4,784 $196 $469 Asset Management 2,434 276 120 Global Private Bank 2,350 (80) 349 Expense 3,091 69 231 Credit costs 28 (4) (126) Net income $1,367 $233 $359 $ O/(U) 1Q23 4Q22 1Q22 Equity $16.0 $17.0 $17.0 ROE 34% 26% 23% Pretax margin 35 33 30 Assets under management ("AUM") $3,006 $2,766 $2,960 Client assets 4,347 4,048 4,116 Average loans 211.5 214.2 214.6 Average deposits 224.4 237.0 287.8 CCB CIB CB AWM Corp. 7

Corporate1 FINANCIAL PERFORMANCESELECTED INCOME STATEMENT DATA ($MM) ⚫ Revenue was $985mm, up $1.9B YoY ⚫ Net interest income was $1.7B, compared with a loss of $536mm in the prior year, due to the impact of higher rates ⚫ Noninterest revenue was a loss of $755mm, compared with a loss of $345mm in the prior year, and included net investment securities losses of $868mm ⚫ Expense: Noninterest expense of $160mm, down $24mm YoY ⚫ Credit costs of $370mm, reflecting a net reserve build, driven by single name exposures 1 See note 1 on slide 10 1Q23 4Q22 1Q22 Revenue $985 ($198) $1,866 Net interest income 1,740 442 2,276 Noninterest revenue (755) (640) (410) Expense 160 (179) (24) Credit costs 370 384 341 Net income/(loss) $244 ($337) $1,100 $ O/(U) CCB CIB CB AWM Corp. 8

Expect FY2023 net interest income and net interest income excluding Markets of ~$81B, market dependent Outlook1 1 See notes 1, 2 and 4 on slide 10 1 Expect FY2023 adjusted expense of ~$81B, market dependent2 Expect FY2023 Card Services NCO rate of ~2.60%3 FIRMWIDE $21B 1Q23 NII EX. MARKETS SIGNIFICANT SOURCES OF UNCERTAINTY ~$80B 2Q23 – 4Q23 Medium-term ~$60B $84BRun-rate: ⚫ Deposit reprice (magnitude and timing) ⚫ Consumer behavior and competitive dynamics ⚫ Hard vs. soft landing ⚫ Impacts both rates and loan growth ⚫ Loan growth, including card revolve ⚫ Securities reinvestment strategy ⚫ Impact of policy choices ⚫ Pace of quantitative tightening ⚫ Path of Fed Funds rate ⚫ Size and terms of RRP mid-70s ($B) 9

Notes on non-GAAP financial measures 1. In addition to analyzing the Firm’s results on a reported basis, management reviews Firmwide results, including the overhead ratio, on a “managed” basis; these Firmwide managed basis results are non-GAAP financial measures. The Firm also reviews the results of the lines of business on a managed basis. The Firm’s definition of managed basis starts, in each case, with the reported U.S. GAAP results and includes certain reclassifications to present total net revenue for the Firm and each of the reportable business segments on a fully taxable-equivalent basis. Accordingly, revenue from investments that receive tax credits and tax-exempt securities is presented in the managed results on a basis comparable to taxable investments and securities. These financial measures allow management to assess the comparability of revenue from year-to-year arising from both taxable and tax-exempt sources. The corresponding income tax impact related to tax-exempt items is recorded within income tax expense. These adjustments have no impact on net income as reported by the Firm as a whole or by the lines of business. For a reconciliation of the Firm’s results from a reported to managed basis, refer to page 7 of the Earnings Release Financial Supp lement 2. In addition to reviewing net interest income (“NII”) and noninterest revenue (“NIR”) on a managed basis, management also reviews these metrics excluding CIB Markets (“Markets”, which is composed of Fixed Income Markets and Equity Markets). Markets revenue consists of principal transactions, fees, commissions and other income, as well as net interest income. These metrics, which exclude Markets, are non-GAAP financial measures. Management reviews these metrics to assess the performance of the Firm’s lending, investing (including asset-liability management) and deposit-raising activities, apart from any volatility associated with Markets activities. In addition, management also assesses Markets business performance on a total revenue basis as offsets may occur across revenue lines. For example, securities that generate net interest income may be risk-managed by derivatives that are reflected at fair value in principal transactions revenue. Management believes these measures provide investors and analysts with alternative measures to analyze the revenue trends of the Firm. For a reconciliation of NII and NIR from reported to excluding Markets, refer to page 29 of the Earnings Release Financial Supplement. For additional information on Markets revenue, refer to page 70 of the Firm’s 2022 Form 10-K 3. Tangible common equity (“TCE”), return on tangible common equity (“ROTCE”) and tangible book value per share (“TBVPS”), are each non-GAAP financial measures. TCE represents the Firm’s common stockholders’ equity (i.e., total stockholders’ equity less preferred stock) less goodwill and identifiable intangible assets (other than mortgage servicing rights), net of related deferred tax liabilities. For a reconciliation from common stockholders’ equity to TCE, refer to page 10 of the Earnings Release Financial Supplement. ROTCE measures the Firm’s net income applicable to common equity as a percentage of average TCE . TBVPS represents the Firm’s TCE at period-end divided by common shares at period-end. Book value per share was $94.34, $90.29 and $86.16 at March 31, 2023, December 31, 2022 and March 31, 2022, respectively. TCE, ROTCE and TBVPS are utilized by the Firm, as well as investors and analysts, in assessing the Firm’s use of equity 4. Adjusted expense and adjusted overhead ratio are each non-GAAP financial measures. Adjusted expense represents noninterest expense excluding Firmwide legal expense of $176mm, $27mm and $119mm for the three months ended March 31, 2023, December 31, 2022 and March 31, 2022, respectively. The adjusted overhead ratio measures the Firm’s adjusted expense as a percentage of managed net revenue. Management believes this information helps investors understand the effect of these items on reported results and provides an alternate presentation of the Firm’s performance 5. Corporate & Investment Bank (“CIB”) calculates the ratio of the allowance for loan losses to end-of-period loans (“ALL/EOP”) excluding the impact of consolidated Firm-administered multi-seller conduits and trade finance loans, to provide a more meaningful assessment of CIB’s allowance coverage ratio 10

Additional notes 1. Reflects the Current Expected Credit Losses ("CECL") capital transition provisions. Beginning January 1, 2022, the $2.9B CECL capital benefit is being phased out at 25% per year over a three-year period. As of March 31, 2023, CET1 capital and Total Loss-Absorbing Capacity reflected the remaining $1.4B CECL benefit; as of December 31, 2022 and March 31, 2022, CET1 capital reflected a $2.2B benefit. Refer to Capital Risk Management on pages 86-96 of the Firm’s 2022 Form 10-K for additional information 2. Total excess high-quality liquid assets (“HQLA”) represent the average eligible unencumbered liquid assets that are in excess of what is required to meet the estimated Firm and Bank total net cash outflows over a prospective 30 calendar-day period of significant stress under the LCR rule. HQLA and unencumbered marketable securities, includes the Firm’s average eligible HQLA, other end-of-period HQLA-eligible securities which are included as part of the excess liquidity at the Bank that are not transferable to non-bank affiliates and thus excluded from the Firm’s LCR under the LCR rule, and other end-of-period unencumbered marketable securities, such as equity and debt securities. Does not include borrowing capacity at Federal Home Loan Banks and the discount window at the Federal Reserve Bank. Refer to Liquidity Risk Management on pages 97-104 of the Firm’s 2022 Form 10-K for additional information 3. In the first quarter of 2023, the allocations of revenue and expense to CCB associated with a Merchant Services revenue sharing agreement were discontinued and are now retained in Payments in CIB. Prior-period amounts have been revised to conform with the current presentation 11

Additional notes on slides 4-6 Slide 4 – Consumer & Community Banking 3. Actual numbers for all periods, not over/(under) 4. Users of all mobile platforms who have logged in within the past 90 days 5. Excludes Commercial Card 6. Includes the impact of loans originated under the PPP. For further information, refer to page 13 of the Earnings Release Financial Supplement 7. Firmwide mortgage origination volume was $6.8B, $8.5B and $30.2B for the three months ended March 31, 2023, December 31, 2022 and March 31, 2022, respectively Slide 5 – Corporate & Investment Bank 3. Actual numbers for all periods, not over/(under) 4. Client deposits and other third-party liabilities pertain to the Payments and Securities Services businesses 5. Represents total merchant processing volume across CIB, CCB and CB 6. Loans held-for-sale and loans at fair value were excluded when calculating the loan loss coverage ratio and net charge-off/(recovery) rate. ALL/EOP loans as reported was 1.31%, 1.22%, and 1.01% at March 31, 2023, December 31, 2022 and March 31, 2022, respectively. See note 5 on slide 10 Slide 6 – Commercial Banking 2. Actual numbers for all periods, not over/(under) 3. In the fourth quarter of 2022, certain revenue from CIB Markets products was reclassified from investment banking to payments. Prior-period amounts have been revised to conform with the current presentation 4. Includes gross revenues earned by the Firm, that are subject to a revenue sharing arrangement with the CIB, for products sold to CB clients through the Investment Banking, Markets or Payments businesses. This includes revenues related to fixed income and equity markets products. Refer to page 61 of the Firm’s 2022 Form 10- K for discussion of revenue sharing 5. Includes the impact of loans originated under the PPP. For further information, refer to page 20 of the Earnings Release Financial Supplement 6. Loans held-for-sale and loans at fair value were excluded when calculating the net charge-off/(recovery) rate and loan loss coverage ratio 7. Commercial and Industrial (“C&I”) and Commercial Real Estate (“CRE”) groupings for CB are generally based on client segments and do not align with regulatory definitions 12

Forward-looking statements This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These statements are based on the current beliefs and expectations of JPMorgan Chase & Co.’s management and are subject to significant risks and uncertainties. Actual results may differ from those set forth in the forward-looking statements. Factors that could cause JPMorgan Chase & Co.’s actual results to differ materially from those described in the forward-looking statements can be found in JPMorgan Chase & Co.’s Annual Report on Form 10-K for the year ended December 31, 2022, which has been filed with the Securities and Exchange Commission and is available on JPMorgan Chase & Co.’s website (https://jpmorganchaseco.gcs- web.com/financial-information/sec-filings), and on the Securities and Exchange Commission’s website (www.sec.gov). JPMorgan Chase & Co. does not undertake to update any forward-looking statements. 13